What Hurt Workers Must Do
When it comes to work accidents, workers must use care and follow the rules. In many cases, it comes down to paying attention to several important issues. Read on for the must-do items after you are hurt at work.
Medical Treatment Musts
You can have your medical costs fully covered by your employer's workers' compensation carrier if your claim is approved. You must see a doctor after an injury or illness to be covered. The sooner you go to an emergency room, urgent care clinic, or doctor, the better things will be. Delaying treatment sends a message to the workers' comp insurer that your injury is not serious, is faked, or is exaggerated. Make it a point to tell medical personnel and the doctor that your issue is related to your job.
File a Claim
Workers' compensation rules about filing claims can vary from place to place. In some states, the direct supervisor of the hurt employee is responsible for filing a claim. In other states, the worker themselves must fill out the claim form. Make sure the form is correctly filled out. Mistakes, blank lines, conflicting facts, and a lack of details will ensure your claim is denied and your benefits could be delayed. If your employer is refusing to cooperate with filing a claim, speak to a workers' compensation lawyer at once.
Follow Up on Denied Claims
It's unfortunately common for workers to get denied their benefits. If you get a letter in the mail, pay attention to the filing deadline dates. That is the date you must abide by for filing for an appeal. When you are denied workers' compensation benefits, appealing the ruling is vital. Don't miss the deadline, and speak to a workers' compensation for help at the appeal hearing. Be prepared to faithfully attend all hearings and other meetings. In many states, workers appealing a decision by the insurer must participate in a mediation process. Your lawyer can help you be prepared for whatever happens with your claim and work with the workers' comp board in your state to get you paid.
Don't Accept an Inadequate Offer
Some workers are not fortunate enough to return to work. They may have injuries or illnesses that cause a permanent disability. The workers' comp insurer may offer you a settlement. This lump sum or structured payment may not be enough. After all, you must consider what a lifetime of missed income would be like. Let a workers' compensation lawyer negotiate a decent settlement for you. They are experts at the task and know what insurers commonly would pay.
For more information, contact a worker's compensation lawyer.
